Our Team

Our team has a vast amount of experience in finance and/or accounting, allowing them to offer specific insight into your business’ finances and strategy. When you work with our team, you have an entire team of professionals available to you.

Christine Montag, CPA, CMA, CFE

Founder of FWB Inc.

Christine is an entrepreneur and business professional with a passion for creating new ventures and supporting those facing challenges. Bringing 20+ years of progressive experience in start-up and turn-around, Chris is well heeled throughout the investor community.

Christine was co-founder of tech start-up Ladybug Teknologies (LBT) with offices spanning both sides of the border. LBT started with an idea on the back of a napkin and was born into an investor-funded start-up that remained in operation for 8 years. This experience ensured Christine’s place in the flourishing start-up ecosystems of Southwestern Ontario and Western New York, taking advantage of all opportunities in the neighboring start-up communities.

Always in a hands-on role, Christine knows that wearing multiple hats from bookkeeper to business development to CXO is the life of an entrepreneur!

Before LBT, Chris operated in a very CFO-centric role, working closely with investors of companies that were either in start-up mode or turn-around mode. These companies were typically getting ready for M&A or new investment dollars.

Christine’s newest adventure is FWB Inc, recognizing that many start-up companies and SMEs with high growth opportunity need support from the basics of bookkeeping through to CFO. Sometimes the need is the full support of a finance team or it could be CFO support on a part-time basis. Christine brings her passion of entrepreneurism to this new adventure to support other entrepreneurs in bringing their company concept to reality. This can include start-up, expansion of operations, building acquisitions, financing, system conversions, and process improvement.

In addition Christine has joined the Advisory Team for Spark Technology Centre located in Oshawa, Ontario to provide support to start-ups in need of Financial modelling and investor fund raising.

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Dorothy Zubel, CPA, CMA

Director of Finance

Dorothy is a business professional whose greatest strength is finding creative solutions to meet the needs of clients and stakeholders. She brings over 10 years of progressive experience in Finance where she has been an integral part in multiple system implementations including, Odoo ERP, SAP by Design, QuickBooks, Simply Accounting, XERO and Sage. In addition she has experience with PeopleSoft financial, AS400, Crystal reports and Salesforce.

Dorothy has a passion for helping organizations achieve their strategic goals and prides herself on taking the time to understand the whole organization. She has worked cross functionally in all her roles and has never shied away from rolling up her sleeves.

Before FWB, Dorothy worked as a Director of Finance in various companies focused on Accounting system stability, project managing system implementations, implementing internal processes and controls, as well as improving monthly reporting, annual budgeting and future forecasting. She has managed banking relationships, securing LOC and capital loans. Dorothy has a vast experience in full cycle accounting and works with public accounting firms to complete year end requirements.

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Emalie Maraj

Payroll Guru

Emalie is a payroll specialist and brings over 10 + years of progressive experience supporting stakeholders with all things payroll; including, but not limited to, payroll calculations, benefits deductions and government statements of remuneration.

Emalie holds certificates in Payroll Fundamentals Level 1 and 2 from the Canadian Payroll Association and is a Certified Bookkeeper from the Canadian Institute of Bookkeeping.

She brings a good balance of experience in General Accounting including Accounts Receivables and Accounts Payables.

Prior to joining FWB, Emalie gained robust experience working at Mohawk College, Bridges (formerly Betacom), Telus Communications and Arqana Technologies.

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Neetu Khuggar

Senior Accountant

Neetu is a Senior Accountant bringing progressive experience in Accounts Receivables, Account Payables and General Accounting. She is highly affective in account reconciliations, variance analysis, collections, and supports management with cashflow and forecasting needs.

Neetu is currently enrolled in the Chartered Professional Accounting program and plans to be designated in 2018. She is ambitious and highly motivated and comes with great experience in problem resolution.

Prior to joining FWB, Neetu worked for many companies including Tech Data Canada, Kubra Data Transfer and Maple Leaf Foods.

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